Card due dates in two countries, reminded on your phone.
IlliAi is a read-only personal finance app for people with money in more than one country: it connects banks in the United States and Brazil, reads statements from anywhere else and shows everything in one currency.
When you have cards in the United States and in Brazil, the due dates follow two calendars. IlliAi puts them on one and reminds you before each one.
When the reminders arrive
Three days before the due date, at 8 a.m. On the due date, at 8 a.m. and again at 2 p.m. Always in your local time.
They arrive as a push notification on your phone, once you allow notifications, and stay in the app's notification list.
Where the dates come from
Cards connected live in the United States (Plaid) or Brazil (Pluggy), cards you add by hand, and recurring bills. The same goes for business mode.
If the same card shows up twice, for example connected and also added by hand, the app tries to send one reminder, not two.
What it does not do
IlliAi does not pay the bill for you. It reminds you; paying is up to you.
Reminders go by push notification only, never by SMS or WhatsApp.